It is wise to diversify your assets over different asset classes, for example real estate, stocks, gold, possibly cryptocurrencies. Real estate is a very good long-term investment compared to the other asset classes.
The climate for investing in Dutch real estate is becoming increasingly unfavorable:
-pressure on the return through regulation of mid-market rent & high transfer tax
-less available real estate due to purchase protection in many regions
-higher tax burden due to the abolition of the empty value ratio (leegwaarderatio) and restructuring of box 3 tax
Now that Dutch real estate is becoming increasingly unattractive, real estate in the UK is an interesting and profitable alternative.
What makes the UK real estate market attractive?
The UK has great demand for rental properties, so investing in property for the monthly rental cashflow is a sound and stable investment. When leveraged with a mortgage, return on cash employed can be optimized. The UK population grows and shortage of both owner-occupied and rent housing increases. This in turn increases house prices and rental prices. Over the years, the added benefit of property investing is capital appreciation. The regions with highest capital growth are Wales, North-East and North-West with >23% capital growth between 2022 and 2026 (https://pdf.savills.com/documents/UK-Mainstream-House-Price-Forecasts.pdf). Furthermore, UK legislation is favorable towards landlords with many services readily available. Finally, with the right network properties can be bought below market value.
Ciconia group has extensive experience in building various real estate portfolios including our own. We offer a package of services with which we completely unburden you in building and managing your ideal UK property portfolio. This means certainty & ownership, but no hassle and time investment! This allows you to safely and easily invest your money and protect yourself against inflation. Because we focus on real estate with a energy label A, B or C, you are assured of a future-proof portfolio.
1. Intake: What is your goal? Which investment horizon? What amount do you have available?
2. International tax advice focused on your situation
3. Establish Limited & Bank Account
4. Source and purchase real estate, contact with selling broker & notary
5. Applications for utilities, municipal tax, home insurance
6. Rental management
7. Periodic payout
8. Accounting & tax return
9. Possible refinancing
10. Possible sale